Terms and Conditions
Welcome to Life Guard Insurance. By accessing or using our website and services, you agree to be bound by the following terms and conditions. Please read them carefully before proceeding.
1. Services Offered Life Guard Insurance provides brokerage services for various insurance products, including but not limited to:
2. Client Responsibilities Clients are responsible for providing accurate information, timely payments, and cooperation during the application, claims, and policy management processes.
3. Payment Terms Premium amounts, billing cycles, accepted payment methods, and any applicable fees or charges will be outlined in your policy documents. Payment is due by the specified due date to maintain coverage.
4. Policy Information Details about coverage, premiums, renewals, cancellations, and other policy-related information will be provided in your policy documents. Clients are encouraged to review their policies regularly and notify us of any changes or concerns.
5. Privacy Policy Life Guard Insurance respects your privacy and is committed to protecting your personal information. Our privacy policy outlines how we collect, use, and safeguard your data in compliance with applicable privacy laws. By using our services, you consent to the collection and use of your information as described in our privacy policy.
6. Dispute Resolution In the event of a dispute between Life Guard Insurance and a client, both parties agree to attempt to resolve the matter through negotiation, mediation, or arbitration. Any legal action must be initiated within the applicable jurisdiction and in accordance with the laws of Alberta, Canada.
7. Legal Compliance Life Guard Insurance operates in compliance with all relevant laws and regulations governing insurance brokerage in Alberta and Canada. We hold all necessary licenses and certifications to provide our services.
8. Disclaimer The information provided on the Life Guard Insurance website is for general informational purposes only and does not constitute professional advice. Clients should consult with a qualified insurance advisor before making any decisions regarding insurance products.
9. Intellectual Property All content and materials on the Life Guard Insurance website, including text, images, logos, and trademarks, are the property of Life Guard Insurance and are protected by copyright and other intellectual property laws. Unauthorized use or reproduction of our content is strictly prohibited.
10. Modification and Termination Life Guard Insurance reserves the right to modify or terminate these terms and conditions at any time, with or without notice. Changes will be effective immediately upon posting on our website. Continued use of our services after any modifications constitutes acceptance of the updated terms.
Contact Us If you have any questions or concerns about these terms and conditions, please contact us at contact@lifeguardinsurance.ca.